Profile Insights Series - Credit Analyst

TIMSR organized a Profile Insights Series on 26th October 2024 for its MMS Finance students of Batch 2023-25, providing them with in-depth understanding and skills for the role of Credit Analyst. The session was conducted by Mr. Rohit Srimal, Freelance Trainer and Coach, Banking Consultant and our alumnus of Batch 2010-12. The session aimed to build a foundational understanding of key components in credit underwriting to enhance the credit decision making skills.

In the session, the speaker presented various sample CIBIL reports and external credit rating reports, emphasizing their importance in evaluating a borrower’s creditworthiness. Students gained an understanding of the basic elements involved in credit appraisal, learning how to analyze these reports effectively. The discussion included key financial ratios essential for assessing a company’s creditworthiness, equipping students with the tools to make informed lending decisions.

The session was engaging and interactive, with students showing great interest. A Q&A session followed, where the speaker answered questions and cleared doubts.